Assumable VA loan at 2.875%! This split-level, 4-bedroom, 3-bathroom home in Ringgold Estates is designed for flexibility and functionality. Built in 2016, the home includes a dedicated office that can also serve as the 4th bedroom, offering options to suit your needs. The kitchen is equipped with granite countertops, stainless steel appliances, and ample cabinet space. Hardwood floors are featured in the main living areas, while carpet adds comfort to the bedrooms and the bonus room. The primary suite includes a private bathroom for convenience. Outside, a large back porch provides a great space for relaxing or entertaining. Additional highlights include a spacious two-car garage with extra storage and no HOA restrictions, giving you the freedom to make this property your own.