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Tennessee is a great place to visit but is it also an ideal place to move? We've put together a comprehensive 2021 guide for folks who are thinking about moving to Tennessee.

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The Tennessee real estate market is booming and for good reason. Cities like Nashville, Memphis, and Knoxville have a lot to offer. See our tips for moving to Tennessee.

Pros And Cons Of Moving To Tennessee In 2021

In real estate, there are three words that really matter–Location. Location. Location. 

But what exactly does location mean, and why is it so important? Location isn't just about the street the property is located on, although that plays a major role. The location also includes; the town, the proximity the home is to various amenities, and how safe the neighborhood is. Why is this so important? You can change the color of your house, update the kitchen, and add an extra bathroom. But you can't change the location of the home. Safety is a key piece to this puzzle, and we've compiled a list of the 10 safest places to live in Tennessee. 

## What Are The Different Types Of Crime That Are Tracked?

Before we dive into the list of safest places to live in Tennessee, let's first define what safety means, and how a city or town tracks its safety level. There are two main crime statistics that are tracked; violent crimes and property crimes. A key thing to note is that crime rates are benchmarked per 1,000 residents. For example, if 'the violent crime rate in a city is 2 per 1,000.' That simply means, on average, 2 in every 1,000 people are victims of a violent crime. 

### Violent Crimes

According to the [FBI](https://ucr.fbi.gov/crime-in-the-u.s/2018/crime-in-the-u.s.-2018/topic-pages/violent-crime), violent crimes are "composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. Violent crimes are defined in the Uniform Crime Reporting (UCR) Program as those offenses which involve a threat of force." A town with a low violent crime rate will have fewer reported violent crimes per year. 

### Property Crimes

The [FBI defines](https://ucr.fbi.gov/crime-in-the-u.s/2018/crime-in-the-u.s.-2018/topic-pages/property-crime) property crimes as the following offenses; "burglary, larceny-theft, motor vehicle theft, and arson." A town with a low property crime rate will have fewer instances of these crimes being reported per year. 

If you're looking to [raise a family](https://www.felixhomes.com/blog/best-place-for-families-to-live-in-tennessee) or [retire in Tennesee](https://www.felixhomes.com/blog/best-places-to-retire-in-tennessee), you should be looking for a town with low property crime and violent crime rates! 

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## Safest Cities In Tennessee

### Brentwood 

[Brentwood Tennessee](https://www.felixhomes.com/homes-for-sale/brentwood) which happens to be our pick for the [top Nashville suburb in 2021](https://www.felixhomes.com/blog/best-suburbs-of-nashville-real-estate) is located just 15 minutes south of Music City. Everything about Brentwood screams luxury, especially the [high-end homes and mansions](https://www.felixhomes.com/homes-for-sale/brentwood/luxury-homes). From the small-town feel to their award-winning public school system, families from all over want to live here! Undoubtedly, this suburb is often considered one of the safest places to live in all of Tennessee. 

It should be no surprise that the safety and luxury Brentwood offers come at a premium. The median income is among the highest in the state and the median home price can cost you over $750,000. The population of this town is just over 42,000 residents, and the crime rates are low! 

The violent crime rate per 1,000 is just 0.89, which is well below Tennessee's average of 5.95! Not only is the violent crime rate low, but the property crime rate is also well below the national median. Coming in at 8.74 per 1,000 residents, it's clear this gorgeous town surely ranks as one of the safest places to live in Tennessee.

The town's own police department does a great job and law enforcement is present in the public schools, patrolling the downtown area, and will even attend sporting events. This suburb deserves its reputation as one of Tennessee's safest cities.

### Atoka

Located north of Memphis Tennessee is the town of Atoka. The town's population is just shy of 10,000 residents, with a house median income of roughly $90,000. Most residents own their homes and the average home price is an affordable $231k. 

According to an FBI report, this town is considered one of Tennessee's safest cities. The chances of being a victim of a violent crime are low, coming in at 96.7 per capita. 

A nonviolent crime, such as vehicle theft or property damage, is a rare occurrence in this small town. On the crime index scale, property crime in Atoka received a score of 17.4, whereas the state of Tennessee received a score of 42.8. Remember, the lower the score, the better. 

PRO TIP: [See the pros and cons of moving to Tennessee](https://www.felixhomes.com/blog/moving-to-tennessee)

### Hendersonville

![Image of Old Hickory Lake in Hendersonville Tennessee](https://felix-homes-assets.s3.us-east-2.amazonaws.com/Old_Hickory_36592b6520.jpg)

Situated on Old Hickory lake is the gorgeous family orientated community of Hendersonville. This town is located just 20 miles north of Nashville and is considered one of Tennessee's safest cities. The town's population is roughly 57,000 people. Residents of Hendersonville not only enjoy an endless amount of water activities, but they also enjoy phenomenal schools and a gorgeous downtown. 

The cost of living is higher here, but you pay for what you get. The crime data suggests the residents of this town appreciate a great deal of safety with their day to day lives. [Homes in Hendersonville](https://www.felixhomes.com/homes-for-sale/hendersonville) typically cost between $350,000 - $650,000.

Data from 2020 suggests the violent crime rate here is nearly half the national U.S. average! And property crime is also well below the national average. Law enforcement patrols 500 miles of roadway and the 40+ square miles that make up the lakeside town. The [Hendersonville police department](https://hvillepd.org/) has over 90 patrol vehicles as well. 

### Maryville

South of Knoxville is the town of Maryville Tennessee located in Blount County. The population of this town is roughly 24,000 residents. Most of the residents that live in this town commute to Knoxville for work and the median home cost is below the USA average. This goes to show that you don't need to break the bank in order to live in a safe town.

Crimes per 1,000 are certainly low by any standard. Violent and property crimes are well below the U.S. average. On a scale from 1 (low crime) to 100 (high crime), data from a 2020 study suggests Marville's violent crime is 12.1 whereas 22.7 is common in most small towns across the nation. 

The property crime rate was 34.9. Although this is higher than violent crimes, it is still below the national average making it one of the safest cities in Tennessee.

### Nolensville

![Image of the front of a single family home located in Nolensville Tennessee](https://felix-homes-assets.s3.us-east-2.amazonaws.com/Nolensville_0f58090021.jpg)

If you're traveling on route 41A, you'll come across Nolensville Tennessee south of Nashville. The town has a beautiful southern charm feel to it and has a total population of roughly 8,500 residents. The median home price is on the higher end and will cost a family between $500,000 and $650,000 to purchase a [house in Nolensville](https://www.felixhomes.com/homes-for-sale/nolensville). Between the sense of security the town provides, low crime rates, and a highly rated public school system, it's no wonder why families love this town. 

The crime rate per 1,000 residents is on the low end. The violent crime rate is just 1.87 per 1,000 residents. Although you should always be cautious no matter where you live, law enforcement does a great job keeping this Nashville suburb safe. On the crime index scale (1-100), Nolensville scored 21.1 for property crime rate - which is 14.3 points lower than the national standard. Without question, this is one of the safest cities in Tennessee. 

### Spring Hill

![Image of the front of a single family home located in Spring Hill Tennessee](https://felix-homes-assets.s3.us-east-2.amazonaws.com/Spring_Hill_f6394491c2.jpg)

Another suburb south of Music City that makes our list of the safest places to live in Tennessee is Spring Hill. This town has a population just shy of 40,000 citizens and is conveniently located off of route 31, sandwiched between Franklin and Columbia. 

The violent crime is 69.2 per the 40,000 citizens or 1.72 per 1,000. To put that in perspective, the nation's typical score is 4.49 per 1,000.

The population is rising in Spring Hill due to its great school district and favorable cost of living. Spring Hill ranked #2 on our [2021 list of best places to raise a family in Tennessee](https://www.felixhomes.com/blog/best-place-for-families-to-live-in-tennessee). The level of safety this suburb brings is attracting more residents, but you can still get a nice place to call home in [Spring Hill](https://www.felixhomes.com/homes-for-sale/spring-hill) between $350,000 and $550,000. 

### Church Hill

In the northeast corner of Tennessee is Church Hill, a town of roughly 6,700 people. This area is becoming increasingly popular, and for good reason. The tax rate, location, and low crime are causing this area to see a surge in home values. 

Citizens of Chuch Hill not only appreciate the natural beauty, but also the safety of the town. Per 1,000, the violent crime rate is 1.8. That's incredibly low! 

The property crime rate is 4.2 per 1,000. Even though Chuch Hill is a small town, it has its own law enforcement which helps keep its reputation as one of Tennessee's safest cities. 

### Signal Mountain

Directly outside of Chattanooga, and to the west of Soddy Daisy, is Signal mountain, a town known for its hiking trails and serene lakes. There are less than 9,000 residents of the town, and beauty isn't the only thing this area has going for it! The public school system is well above the state average, and most folks own their own home. Families love it here, and it's no secret why. 

The town's community certainly appreciates how safe Signal Mountain is. The combined violent crime rate and the property crime rate is under 5 per 1,000! In isolation, the violent crime rate is 0.46 per 1,000, and the property crime rate is 4.53. Without a doubt, those numbers make this area one of the safest cities in Tennessee. 

### Kingston Springs

![Image of the front of a single family home located in Kingston Springs Tennessee](https://felix-homes-assets.s3.us-east-2.amazonaws.com/Kingston_Springs_24e14194c9.jpg)

Kingston Springs is yet another safe suburb located just outside of the infamous Music City.  The town is made up of roughly 2,800 citizens. It takes less than 30 minutes to get to Downtown Nashville from Kingston Springs, making this a perfect commuting town. 

This picturesque community has a ton of natural beauty. Located on the Harpeth River, you will find plenty of outdoor activities to do with your family in the summer months. The school system is strong, and the town has minimal violent and property crimes. Kingston Springs isn't just a great city for families, it also ranks as one of the [top places to retire in Tennessee](https://www.felixhomes.com/blog/best-places-to-retire-in-tennessee). [Homes in Kingston Springs](https://www.felixhomes.com/homes-for-sale/kingston-springs) typically cost between $300,000 - $550,000 and many homes are located on at least an acre of land.

### Watertown

If living in a small rural town is more your speed, be sure to consider moving to Watertown Tennessee. This town has a population of roughly 1,700 people. You're far enough outside of the closest city, Lebanon, which allows residents of Watertown to buy homes situated on a large piece of land without breaking the bank. But you're close enough to the city where you can still enjoy a date night. [Homes in Watertown](https://www.felixhomes.com/homes-for-sale/watertown) typically cost anywhere from $275,000 to $1,000,000 depending on how much land the property includes.

According to [areavibes.com](https://www.areavibes.com/watertown-tn/crime/), the violent crime rate, and the property crime rate, is well below the national average. Residents in Watertown enjoy small-town country living, with just one town center where you'll find all your necessities. 

### Other honorable mentions

We wanted to limit this list to just 10, but there are other great cities that are worth mentioning. Oak Ridge, Franklin, Collegedale, and Germantown are all considered desirable places to live within Tennessee and provide a sense of comfort and security. 

## Is Tennessee A Safe State?

Many people are proud to call Tennessee home. This is for good reason. The state has a favorable tax system, a mild climate, and is in a convenient location. Not only that, for the most part, this state is a safe place to live! Of course, there are some parts of the state that inflate the overall crime rate, and we'll touch on that below. 

The safest area of Tennessee is located in the suburbs just outside of Nashville. Many of the suburbs listed above are all within 40 minutes of Nashville. Our pick for the safest city in Tennessee is Brentwood!

## What States Are Considered The Safest In The U.S.?

The North East is well known for being the safest part of the country. Maine is the safest state, but Vermont is a close second. New Hampshire, New Jersey, Rhode Island, and Connecticut are all in the top 10 safest states in America. 

## How Does Nashville Compare To Similar Cities?

How does Nashville stack up against other well-known cities? Overall, Nashville ranks safer than Atlanta from both a property and violent crime rate. However, Austin, Denver, and Charlotte all have a slight safety advantage. 

## What Are The Top 10 Safest Cities In The U.S.?

According to [safe wise](https://www.safewise.com/safest-cities-america/), the top 10 safest cities in America are:

1. Broadview Heights, Ohio
2. Hopkinton, Massachusetts
3. Oakland Township, Michigan
4. Ridgefield, Connecticut
5. Bergenfield, New Jersey
6. New Castle Town, New York
7. Franklin, Massachusetts
8. Bedford Town, New York
9. Shrewsbury, Massachusetts
10. Bernards Township, New Jersey

## What Cities In Tennessee Are The Least Safe?

Now that we covered what are the safest areas in Tennessee, let's review the more dangerous areas. 

### Johnson City

Johnson City has a crime rate of 41 per 1000, making it one of the highest crime rates in America compared to other communities of the same size. Property crime is also common, impacting nearly one person per every 24! 

### Memphis

A 2020 study suggested Memphis Tennessee was ranked the most dangerous city in the country! The crime rate is 81 per 1,000 residents. 

### Dyersburg

Dyersburg has one of the highest crime rates in Tennessee and compared to cities of the same size across the country, its safety rating isn't looking good. The crime rate is 67 per 1,000 - well above the national median.

### Nashville Metro

The crime rate for the Nashville Metro is 54 per 1,000. Unfortunately, despite the wonderful music and food culture this city has to offer, crime does not stay away. That said, not all neighborhoods in the Nashville metro have a high crime rate. Neighborhoods such as Green Hills, Sylvan Park, or Oak Hill are safe. The overall Nashville crime rate gets dragged down by up-and-coming neighborhoods such as North Nashville, Antioch, or parts of East Nashville.

### Jackson

Located on the western side of the state is Jackson Tennessee. This city has a population of roughly 70,000 citizens. The crime rate is 47 per 1,000 - which is high when compared to all communities of similar sizes. 

## About Felix Homes

[Felix Homes](https://www.felixhomes.com/) is a Nashville-based [low-commission real estate brokerage](https://www.felixhomes.com/blog/low-commission-real-estate-agents-nashville) servicing middle Tennessee. We have one simple mission - to be the most financially responsible way to buy or sell a home.

We make our mission possible by not only charging a low commission fee on both the [buy](https://www.felixhomes.com/buy) and [sell-side](https://www.felixhomes.com/sell) of the transaction, but our brokerage also has a fundamentally different business model when compared to traditional brokerages. We are a tech-enabled real estate firm and instead of having independent contractors agents, we have full-time employees who specialize in specific tasks such as marketing, finance, photography, technology, and of course, being a real estate agent.

Don’t be mistaken, a discounted price doesn’t mean a discounted service. We are a full-service brokerage! Our agents' only job is to focus on you, the client. Our average client keeps an additional $8,100 in their pocket after they sell their home using our low commission model. If you’re interested in hearing more or need any support on any real estate matter, we can be reached at [contact@felixhomes.com](mailto:contact@felixhomes.com) or [615-354-5731](tel:6153545731).

Safety is a key consideration when buying a home. As Tennessee real estate experts, we've compiled a list of the top 10 safest places to live in Tennessee in 2021.

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2021 Top 10 Safest Places To Live In Tennessee

The Tennessee real estate market is booming! So much so, [builders are struggling to keep up with the increasing demand](https://www.felixhomes.com/blog/nashville-new-construction-report). The [U.S. Census](https://www.census.gov/quickfacts/TN) suggests the population for the entire state is just shy of 7 million people and is positioned to grow rapidly over the next decade. Between the natural beauty of the state, the low cost of living, and the unparalleled culture, Tennessee is welcoming an increasing number of residents each year. Tennessee is not only known for being one of the [best places to retire](https://www.felixhomes.com/blog/best-places-to-retire-in-tennessee) but it's also a great place to raise a family!

More families with children are calling Tennessee home. The mild climate, outdoor amenities, low crime rate, and fantastic school system make this state a great place to raise a family. We've canvased the entire state and compiled a list of our top places families with children should considering living. Whether you're looking to [move to Tennessee](https://www.felixhomes.com/blog/moving-to-tennessee), or simply relocate within the state, this list is for you! 

[PRO TIP: Check out our top 10 list of best Nashville suburbs in 2021](https://www.felixhomes.com/blog/best-suburbs-of-nashville-real-estate)

## #10 - Murfreesboro 

[Murfreesboro](https://www.felixhomes.com/homes-for-sale/murfreesboro) may be known as the home of Middle Tennessee State University but the city has so much more to offer. Murfreesboro's population is quickly approaching 140,000 residents and is among the fastest-growing cities in all of Tennessee. Why's that? There's so much to love about Murfreesboro from its rich Civil War history to the affordable cost of living. 

Additionally, the city has a fantastic school system, plenty of outdoor parks, and a diverse culture. If you're a foodie, you're in luck. Murfreesboro has many delicious restaurants to choose from, a cute downtown, and is located less than 40 minutes outside of Music City.

The real estate market is diverse and very competitive. The median home price is just over $300,000.  But make no mistake, you get a lot of value for your buck. 

## #9 - Green Hills 

If you're looking to live in Nashville proper, [Green Hills](https://www.felixhomes.com/homes-for-sale/green-hills) may be the right neighborhood for you! Located just 13 miles from the international airport, folks here love the convenience this area has to offer. High-end new construction is popping up all over, and it's causing housing prices to surge! It's not uncommon to pay close to one million dollars for a home in Green Hills.

With that said, families who live here agree it is well worth the investment. The value really comes from everything this neighborhood has to offer. Between the notorious Bluebird Cafe, various music venues, Lipscomb University, and an endless amount of restaurants, there's so much to like about Green Hills. That being said, many families who live in Green Hills decide to send their children to private schools. If a strong public school district is important to you and your family, we would recommend looking for homes in Williamson County.

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## #8 - Signal Mountain 

Signal Mountain is a suburb of Chattanooga located in Hamilton County. Signal Mountain is without a doubt a fantastic place to live! Residents here enjoy picturesque views year-round, but autumn is arguably the most beautiful time of year.  

If you love the outdoors, this may be the perfect place for your family. Rainbow lake trail is a popular hiking trail, with plenty of beautiful waterfalls to admire along the trail.  Not only does Signal Mountain glow with natural beauty, but it is also one of the safest towns in Tennessee with low crime rates. 

Most people who live in Signal Mountain commute less than 25 minutes to work, and housing will likely run you less than $400,000. The school system is top-rated, and the median household income is above the national average. 

## #7 - Nolensville 

[Nolensville](https://www.felixhomes.com/homes-for-sale/nolensville) is located about 30 minutes southeast of downtown Nashville and is split between Williamson and Davidson counties. It's well known for its beautiful landscapes and rolling hills. The average household income is roughly $130,000 and the folks who live in this town enjoy some of the lowest unemployment numbers in the entire state. 

Make no mistake, this is a small town with a population of fewer than 8,500 people. Residents living here enjoy the beautiful view nature provides, and some of the best school systems in middle Tennessee. The vast majority of residents in this town own their homes and have children. 

Housing costs generally range between $450,000 - $650,000 for a single-family home, many of which were built within the past five years. Considering the school district, low crime rate, and location, Nolensville is one of the most popular places for families to settle down. Many people have said that Nolensville is the next Spring Hill and we're anticipating the population to continue to increase in the coming years. 

## #6 - Hendersonville

![Image of Old Hickory Lake in Hendersonville Tennessee](https://felix-homes-assets.s3.us-east-2.amazonaws.com/Old_Hickory_36592b6520.jpg)

When you think about what it's like to live in Tennessee, [waterfront property](https://www.felixhomes.com/homes-for-sale/hendersonville/waterfront-homes) may not be the first thing that comes to mind. But that dream is possible for the folks who live in [Hendersonville](https://www.felixhomes.com/homes-for-sale/hendersonville). Just 20 miles north of Nashville sits this gorgeous family orientated community. Hendersonville is situated on Old Hickory Lake, and offers plenty of lakefront homes, activities, and views! 

Families with children love to call this place home. There are plenty of small businesses and shops which really compliment the community's southern charm. The school district is excellent and, all things considered, Hendersonville has a rather affordable cost of living. There are not many places in Tennessee where you can combine lakefront living, a strong school system, low crime rates, and affordable housing costs. It's no wonder why so many people choose to raise their children here. 

## #5 - Franklin

![Image of main street in Downtown Franklin Tennessee](https://felix-homes-assets.s3.us-east-2.amazonaws.com/Downtown_Franklin_ffc300a612.jpg)

Just south of Nashville is [Franklin, Tennessee](https://www.felixhomes.com/homes-for-sale/franklin). This town has a population of close to 80,000 residents and while it can sometimes be overshadowed by downtown Nashville, make no mistake that Franklin is one of the premier cities in the south. The vast majority of residents own their homes and there is certainly a strong suburban vibe. There are plenty of restaurants, entertainment, parks, and cafes sprinkled throughout. Families do not only enjoy a lively town with great entertainment, but the school system is also one of the best in Tennessee.

The median house will cost you north of $400,000 and it's not uncommon to see [luxury homes in Franklin](https://www.felixhomes.com/homes-for-sale/franklin/luxury-homes) listed for $700,000 or more. Franklin is a young city in the sense of the average resident is 37 years old according to the [U.S. Census](https://www.census.gov/quickfacts/fact/table/franklincitytennessee/PST045219). However, Franklin also has a deep history with ties to the Civil War, creating the perfect blend of modern and historic culture - making it one of the best places to live in Tennessee. 

## #4 - Germantown 

Germantown is a suburb of Memphis, Tennessee with a population just shy of 40,000 people. Germantown's economy is primarily retail or the commercial industry. The average working professional commutes roughly 22 minutes to their job. 

Convenience isn't the only selling point to Germantown. Housing is extremely desirable and you can expect to spend between $375,000 - $450,000 on a nice single-family home. The public schools are award-winning and some of the best in West Tennessee.

Families not only appreciate the fantastic schools, but they also have some of the best healthcare facilities in the Memphis area. This Memphis suburb has plenty of restaurants, parks, and gorgeous neighborhoods - making it undoubtedly one of the best places to live. Route 72 is filled with countless shopping centers, restaurants, and grocery stores. 

## #3 - Mount Juliet

You'll find the "City Between the Lakes" just 20 miles east of Nashville. [Mount Juliet](https://www.felixhomes.com/homes-for-sale/mount-juliet) of course needed to make our list! Families from all over want to live in Mount Juliet, which is causing the local housing market to quickly rise. Homes in Mount Juliet typically range from $400,000-$600,000, and for good reason.

Mt. Juliet has fantastic schools, low crime rates, delicious restaurants, and an endless amount of activities on the lake. With Old Hickory Lake to the north and Percy Priest Lake to the south, residents can enjoy boating, fishing, and swimming right in their own backyard. Could you imagine a better quality of life?

It's common for many Mt. Juliet residents to commute to downtown Nashville, which typically takes 20-25 minutes. Household income is around $85,000 making this an affordable place to live for the time being. But as more people decide to move to Tennessee, we anticipate the housing market to continue to rise in this area. 

## #2 - Spring Hill 

Less than 40 miles south of the capital is the city of [Spring Hill](https://www.felixhomes.com/homes-for-sale/spring-hill). This suburb, much of which used to be farmland was primarily developed within the past 10 years. If you're looking to take a break from city life, look no further! Spring Hill is made up of roughly 45,000 friendly residents, most of which are young professionals or families who own single-family homes. 

Spring Hill has it all! The location is beautiful and convenient, the school system is excellent, and the town attracts a lot of educated young professionals with families. Not to mention, the cost of living is still favorable! The vast majority of homes were built after 2000, and homes are generally priced between $320,000 and $550,000. If you're looking to buy a home in Spring Hill, pay close attention to which county you are in. Spring Hill is split between Williamson and Maury Counties. Homes in Williamson County can command a steep premium due to the stellar school district.

We're predicting the Spring Hill real estate market to rise for the years to come. Its location, low crime rates, and strong school system make this the perfect community to live and raise children.

## #1 - Brentwood

Just 15 minutes from downtown Nashville, [Brentwood](https://www.felixhomes.com/homes-for-sale/brentwood) is arguably Nashville's preeminent neighborhood. Known not only for its convenience in and out of Nashville but also for its luxury. The town is made up of roughly 42,000 residents and young families love Brentwood for its school system, which is consistently ranked the best in the entire state.

Everything about Brentwood is absolutely stunning. The town center is lively and well maintained. The homes are big and gorgeous and the school system is top-notch. The vast majority of residents own single-family homes and their average commute to work is less than 30 minutes. Families who live here enjoy all the luxuries the location has to offer, while still maintaining a small-town community feel. Families aren't concerned about the crime rates, as Brentwood is considered one of the [safest communities in Tennessee](https://www.felixhomes.com/blog/safest-places-to-live-in-tennessee). 

With that said, entry into this suburb [doesn't come cheap](https://www.felixhomes.com/homes-for-sale/brentwood/luxury-homes). It's difficult to find a quality home for less than $800,000 and, the cost of living is nearly 25% above the national average. Home prices are high for a reason as many people rate Brentwood as one of the best places to live in the south.

## You Can't Go Wrong With Our Top 10

It's not easy limiting our list to just 10 suburbs. The state of Tennessee is certainly large and diverse. Between the metropolitan cities like Nashville and Memphis, lakefront living, or beautiful country views of the smoky mountains, you can have it all. Our list is centered around suburbs or communities that families consider a great place to live. No matter where you end up on this list, you will not be disappointed! 

## What Makes Tennessee A Great Place To Live

Now that we've identified the best places to raise a family in all of Tennessee, let's briefly review why so many folks want to live in Tennessee. 

### No state income tax

Taxes, a small word that ignites so much anxiety in countless families.  It seems like everyone is looking to pay fewer taxes, and if you live in Tennessee, that's possible! Tennessee does not have a state income tax. That's part of the reason why so many people from the North East, or even the West Coast are flocking to Tennessee in busloads. You're able to keep more of your paycheck and spend it on what matters to you and your family. Taxes are not the only financial incentive the state offers. The overall cost of living is favorable, and families are able to get a lot of bang for their buck. 

### A lively culture of food, history, and music

If you love music, southern charm, and fantastic food, look no further. Tennessee's culture is second to none. That said, Tennessee has quite a few desirable cities to live in, all with their own history, unique culture, and southern charm twist. 

### The local economy and the job market

The overall economy is booming in Tennessee and for good reason. Many corporations are choosing to call Nashville, Knoxville, or Memphis home. Not only are companies able to save money with the tax laws in the state, but these corporations also realize they can attract top talent considering the universities and colleges within the state. Tennessee's population continues to rise as more companies park their headquarters in the Volunteer State. 

### The convenience of living in Tennessee

Tennessee has numerous international airports, which makes international or domestic travel a breeze. In just a short flight you can visit your friends in the North East, or dip your toes in the beautiful clear water off the coast of Florida. 

Between the favorable cost of living, great schools, mild climate, culture, economy, and healthcare system, it's no wonder why Tennessee is considered one of the best places to live, not only for families but for [retirees as well](https://www.felixhomes.com/blog/best-retirement-communities-tennessee)! 

## How Can Felix Homes Help?

[Felix Homes](https://www.felixhomes.com/) is a Nashville-based real estate brokerage servicing middle Tennessee. We have one simple mission - to be the most financially responsible way to buy or sell a home.

We make our mission possible by not only charging a [low commission fee](https://www.felixhomes.com/blog/low-commission-real-estate-agents-nashville) on both the [buy](https://www.felixhomes.com/blog/buyers-agent-commission-rebate-tennessee) and [sell-side](https://www.felixhomes.com/sell) of the transaction, but our brokerage also has a fundamentally different business model when compared to traditional brokerages. We are a tech-enabled real estate firm and instead of having independent contractors agents, we have full-time employees who specialize in specific tasks such as marketing, finance, photography, technology, and of course, being a real estate agent.

Don’t be mistaken, a discounted price doesn’t mean a discounted service. We are a full-service brokerage! Our agents' only job is to focus on you, the client. Our average client keeps an additional $8,100 in their pocket after they sell their home using our low commission model. If you’re interested in hearing more or need any support on any real estate matter, we can be reached at [contact@felixhomes.com](mailto:contact@felixhomes.com) or [615-354-5731](tel:6153545731).

More families are calling Tennessee home. The mild climate, outdoor amenities, low crime rate, and fantastic schools make it a great place to raise a family.

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Top 10 List Of Best Places To Raise A Family In Tennessee

Those looking to buy a home in Nashville have plenty of incredible suburban options. We're here to break down the top 10 best Nashville suburbs of 2021.

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2021 Top 10 List Of The Best Suburbs Of Nashville To Live In

Buying a home can be stressful, emotional, time-consuming, and expensive, especially if it's your first time! Between the realtor commission, [closing costs](https://www.felixhomes.com/blog/a-definitive-guide-to-closing-costs), and moving costs it's no wonder why most people fear the process of buying or selling a home. Believe it or not, some of the most common questions we get asked center around real estate agent commission rates both for the home buyer and seller. For instance, many of our clients ask us - [are commission rates negotiable](https://www.felixhomes.com/blog/are-realtor-commissions-negotiable), who pays the [buyer agent commission](https://www.felixhomes.com/blog/how-does-a-buyers-agent-get-paid), and is a home buyer rebate legal? There's a lot of misinformation on these topics, but we're here to clear the air.

## What Does A Buyer's Agent Do?

As unconventional as this may sound, the reality is, when it comes to being a real estate agent, buyer agents don't do all that much these days.

### What did a buyer's agent do before the internet?

Rewind the clock 15 or 20 years, and yes, these agents had their hands full working on behalf of the home buyer. They would literally have a big binder filled with properties listed for sale. Nothing was online so if a home buyer wanted to see what inventory was available, they would first call up a realtor who would manually look through their binder and pick a few properties that met the buyer's needs. 

If the potential home buyer was then interested in making an offer on the property, doing a [comparable market analysis](https://www.felixhomes.com/blog/comparative-market-analysis) wasn't as easy as it is today. The same agent would have to seek out all of the recent comps in their binder to manually compute their opinion of the home's value. These old-school agents didn't even have electronic signature software so every time a document needed to be signed by the home buyer meant hopping in their car and driving over to their client. With all this work, buyer agent commission rebates were never brought up until the advent of technology caused a huge shift in the industry.

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### What did a buyer's agent do after the internet?

In today's technological age, so much of these manual buyer agent tasks can be accomplished with the click of a mouse, or simply by scrolling on your phone. The internet and apps allow the home buyer to do most of the work! Buyers are able to preselect their 'requirements', and the [home-search website](https://www.felixhomes.com/homes-for-sale/nashville) will automatically show them homes in their desired area that meet these requirements.

If you want 4 bedrooms, there's a filter for that. If you need a two-car garage, there is a filter for that. All you need to do is ask your realtor to unlock the front door so you can see if the pictures live up to the hype! If you're interested in making an offer on a home, your agent can easily do a comparable market analysis to determine what a fair price for the home should be. There is no longer the need to manually compute these critical numbers! No wonder it's fairly typical for a buyer's agent to rebate a portion of their commission.

## Should I Use A Buyer Agent Or Represent Myself?

Don't get us wrong, a buyer's agent is still helpful, and we encourage you to work with one. After all, purchasing a home may be the largest investment you make. It's good to have a professional in your corner to help answer any of the questions you may have and help you negotiate the purchase. But the reality is, in today's technology-driven world, buyer's agents are just not worth 3% of the final sales price. This is why many folks are starting to ask for a home buyer rebate from real estate agents.

## What Is The Buyer Agent Commission?

The buyer agent commission is the fee the agent charges who helps their client (the buyer) with the process of buying a home. In the state of Tennessee, the buyer agent commission is typically 3%. Considering how the internet has allowed the homebuyer to do much of the home searching themselves, the 3% commission seems drastically inflated, right?

## Who Pays The Buyer Agent Commission?

Any rational person would suggest that the seller would pay for the listing agent commission, and the buyer pays the buyer agent commission. This is a big misconception. **As the home seller, you are responsible for paying the agent commission for both the buyer and seller**!

On average, this is a total of 6% of the purchase price in commission fees the seller ends up paying. The buyer's agent gets a 3% fee, and the listing agent would get a 3% fee. On a $400,000 home, that is $24,000 in realtor commission fees. That's a lot of money by any standards.

Just because the buyer does not have to pay out of pocket to use the services of a buyer's agent doesn't mean they are free. A simple economics course would teach you that the buyer's agent commission is factored into the sales price. This is why so many buyers attempt to bypass the services of an agent to get a better price. Luckily, with a home buyer rebate, home buyers can have their cake and eat it too by both saving money thanks to the commission rebate and also benefitting from the experience of a licensed agent.

## What Is A Home Buyer Rebate?

A home buyer rebate is when a buyer's agent gives their client back a portion of their commission they receive from the seller. For first time home buyers, think of a commission rebate like cash back on a credit card. For instance, if a buyer's agent collected a 3% commission, or $12,000, they may elect to keep $6,000 of that commission and give their client a commission rebate of $6,000. A realtor may decide to do this as a token of appreciation, a simple thank you, or as a way to get more clients! Commission rebates allow agents to compete for a buyer's business, not just on the level of service they provide but also the price they charge for that service. It's a win-win! 

The concept of a buyer's commission rebate has become increasingly popular in recent years as buyers understand that they take on more of the legwork in the home search process. Buyers also understand that as home prices continue to appreciate, especially in the Nashville area, a 3% commission on a $100,000 home in 1980 is a lot less than a 3% commission on a $400,000 home today.

## Can Real Estate Agents Give Part Of Their Commission To Buyers?

In the vast majority of the country (currently 40 of the 50 states), rebates are legal meaning agents are able to give any amount of their commission back to their clients. This unique business model can save home buyers save thousands. Many buyers ask for a commission rebate as they realize there isn't a great deal of work that goes into representing them in this modern era. They also understand that the job of a buyer's agent has gotten more efficient through technology and the internet.

### What are the rules in Tennessee?

<p>
Tennessee is one of 10 states that makes it illegal for an agent to give a buyer rebate. As crazy as this sounds, it's the absolute truth. According to the <a rel="nofollow" href="https://www.tn.gov/commerce/regboards/trec.html">Tennessee Real Estate Commission (TREC)</a> and the <a rel="nofollow" href="https://tnrealtors.com/">Tennessee Association of Realtors</a>, an agent is not allowed to give a commission rebate to their client nor are they allowed to directly pay for their client's closing costs. At Felix Homes, we are actively working on fighting for a change to this outdated law by starting a <a rel="nofollow" href="http://chng.it/mQLpfG5tDV">petition</a> that we encourage you to sign.
</p>

### In what other states is it illegal for a buyer's agent to refund their commission?

There are just 10 states that do not allow a buyer rebate. These states are:

- Alaska
- Alabama
- Iowa
- Kansas
- Louisiana
- Missouri
- Mississippi
- Oklahoma
- Oregon
- Tennessee

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Although it's not legal for an agent to give part of their commission to the buyer, the commission rate can still be negotiated. There is no law mandating that the buyer's agent must take 3% of the purchase price as their commission. As a buyer, you should certainly ask your agent to take a lower commission which can make your offer look more appealing to a home seller. While it's not exactly the same as getting cash back on your home purchase, asking your buyer's agent to reduce their commission is in effect the same as a commission rebate.

## Does Felix Homes Offer A Rebate?

Our real estate brokerage believes the Tennessee law making it illegal to give a commission rebate is absolutely crazy. The real estate transaction process is expensive, and many clients save up for years just to have enough money to afford a home. Not only that, commission rebates are legal in 40 out of 50 states.

In Tennessee, instead of offering a cash back style rebate, our process looks a little different. **Instead of requiring the seller to pay a full 3% commission fee when we represent a buyer, we ask for just 1.5%**. Since we are reducing our commission in half, we include language in all of our offers stating that 1.5% must be paid by the seller towards the buyer's closing costs. In practice, this achieves the same thing as a traditional commission rebate. If you plan on purchasing a home for $400,000, you'll end up saving $6,000 off your closing costs. I don't know about you, but that's a meaningful saving. This is a loophole in the law that is completely legal and **we're the only brokerage in Tennessee that does it**!

## How Can Felix Homes Help?

Felix Homes is a Nashville-based [low-commission](https://www.felixhomes.com/blog/low-commission-real-estate-agents-nashville) real estate brokerage. We work with both buyers and sellers and help keep more profit in your pocket on each real estate transaction.

Not only do we charge half the rate on the buy side, we charge a flat [1% commission fee](https://www.felixhomes.com/blog/one-percent-commission-realtor-nashville) when we sell a home for our clients. On average, we help our clients save $8,100 when they choose to list their home with Felix. Our clients are able to save on commissions and use that cash for other important expenses such as a home renovation, family vacation, or downpayment on their dream home!

## Why Do We Charge 1%?

This is such a common question, and we love answering it! The fact of the matter is, we believe technology changed the real estate industry, but traditional realtors are holding onto a higher commission fee for obvious reasons. Many years ago, paying a 6% commission fee may have been appropriate, but in today's world with all the real estate apps, online photos, home search websites, and virtual tours, that fee is no longer needed.

In addition, the average home price in Nashville has skyrocketed. Commissions on a $400,000 are a lot more than what they would be on a $100,000 home. The 6% commission rate has stayed relatively unchanged, but all the variables that make up the rate (effort and price) have changed!

## Above And Beyond

You can expect to pay less when you choose to work with [Felix Homes](https://www.felixhomes.com/), but don't expect any degradation of service. We are a complete, full-service realtor that leverages a talented role-based team to help buy the home that's just right or help you sell your existing home. We have a team of employees, not independent contractors, that handle all of our marketing, photography, social media, and technology, which enables our agents to be 100% focused on you.

If you're in Tennessee and you're looking to buy a home, or interested in selling your current home, contact us. We represent both the buyer and the seller and would be more than happy to help answer any of your real estate questions or needs, provide you with more information, and assist you with any real estate transaction. Drop us a line at [615-354-5731](tel:6153545731) or send us an email at [contact@felixhomes.com](mailto:contact@felixhomes.com).

Tennessee's 1 of 10 states that makes it illegal for a buyer's agent to refund their client any part of their commission. But, now there's a way around the law.

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Buying a home may seem overwhelming. We've compiled our top tips to make buying a house simple. From mortgage pre-approval to the closing process, we've got you covered.

How To Get A Buyer Agent Commission Rebate In Tennessee

## Tennessee's Real Estate Market On The Rise

The Tennessee area real estate market is booming! The more and more we drive around the downtown area, the more license plates we see from all across America. People from the northeast, midwest, and even southeast are flocking to Tennessee in the masses, and for good reason. The mild climate, lower cost of housing, good healthcare facilities, and pretty views of the great smoky mountains make Tennessee a great place in terms of quality of life. **But did you know Tennessee is also one of the best states for retirees?**

## Why Is Tennessee A Good State For Retirees?

More and more retirees are coming to The Volunteer State to live out their golden years. Retirees find this state a great location to call home for numerous reasons.

### Affordable housing and cost of living

Overall, Tennessee has an affordable cost of living. The basic rules of supply and demand will apply here as well, and as more people enter the state, and very few leave, house prices are certainly expected to rise. That said, you can still get a lot of bang for your buck as the median household price is still affordable and new homes are being developed in popular cities such as Nashville, Memphis, Chattanooga, and Knoxville.

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### The tax rates are favorable

Seldom do the words taxes and favorable go together, but in the case of Tennessee, they do! There is no tax on your retirement income. So if you have a pension from another state, or you're living off of your 401k income, moving here will be a great way to put more money in your pocket. Who doesn't want to do that? In addition to no state income tax, the overall property tax rates are on the lower end. On average, the effective tax rate on your property is 0.74%. Although Davidson County, which the city of Nashville is located in just increased property taxes by 34%, they are still competitive with growing metropolitan cities like Charlotte and Atlanta. This low rate is difficult to pass up compared to other areas in the nation.

### The mild climate

The northeast can see bitter cold winters and the south can be excessively hot in the summer. Tennessee is a nice blend of both extremes. Our climate is mild. We get the beautiful 4 seasons, but our winters are not nearly as cold as our friends up north, and our summers are not as humid as the more southern states. Seeing as most retirees prefer warmer climates, this makes Tennessee a great option to consider!

### Tennessee has a beautiful landscape

The beauty in Tennessee is hard to describe. There is arguably nothing prettier than having the great smoky mountains as a backdrop or living along the hundreds of lakeshore miles throughout the state. Tennessee is also known for its rolling hills and open farmland.

### Our culture and history

Country music, southern hospitality, and a slower pace of life are certainly popular attributes that catch the hearts of most retirees. Our cities still have that small-town feel, but provide a tremendous amount of entertainment. The list goes on and on. There are so many reasons why people consider retiring in Tennessee. The only difficult decision is finding the right town or city to call home!

## What Is The Best Place To Retire In Tennessee?

This is one of the questions we get asked a lot at Felix Homes. There are plenty of great cities to live in, or near, picking between popular cities like Memphis, Nashville, Chattanooga, Knoxville is nearly impossible. Instead of choosing just one, we collected our list of the top 10 best places to retire in Tennessee.
Before we get into the list, if you're searching for a retirement community, [we wrote another article specifically focusing on that](https://www.felixhomes.com/blog/best-retirement-communities-tennessee). But, if you're just hoping to live out your retirement years in Tennessee, and not necessarily searching for a retirement community, here is a list of our top 10 places you should considering spending your retirement years.

### #10 - Chattanooga
If you want to embrace mother nature and all her beauty, consider moving to Chattanooga. Between the banks of the Tennessee River and Appalachian mountains, you'll be surrounded by beauty 365 days a year. Not only is Chattanooga a pretty place to call home, but it is also well known for being affordable. The median home value is $230,000 per year.

### #9 - Memphis
Despite having a population of over 650,000 people, Memphis still very much feels like a small country town. Situated on the great Mississippi River, Memphis has a unique character that cannot be duplicated in any other city on our list. There are plenty of activities to do inside of the city, or if you're looking for a more laid back lifestyle in your retirement years, the suburbs of Memphis and neighboring communities make for a great place to call home. The median home value is on the low end, so you'll really be able to stretch your retirement dollar here!

### #8 - Murfreesboro
Well known for its American Civil War History, Murfreesboro makes our list at spot number eight. The affordable median home price of $250,000, and affordable tax rates, make this area a great place for retirees to live. Retired residents can enjoy playing golf at the Old Fort Golf Club, or relax at one of the beautiful outdoor parks. The large Middle Tennessee State University campus keeps the city young at heart, and you'll enjoy plenty of entertainment, shows, and restaurants in the heart of downtown Murfreesboro.

[PRO TIP: See homes for sale in Murfreesboro](https://www.felixhomes.com/homes-for-sale/murfreesboro)

### #7 - Knoxville
Situated just an hour north of the great smoky mountains national park, and home to the legendary University of Tennessee college football team, Knoxville surely makes our list of best places to retire in Tennessee. The city of Knoxville is located in East Tennessee and is nearly 1/4 the size of Memphis with a population of 180,000 people. Housing is rather affordable with the average home price being $215,000.


### #6 - Nashville
Located in Davidson County, Nashville has our heart and is arguably the gem of Tennessee. There's no question Nashville makes our list of best places to retire. The residents here not only enjoy an international airport which makes traveling convenient, but they are also spoiled with amazing food choices, an endless amount of live entertainment, over 100 parks, and plenty of social clubs and recreation activities all across the city. Between the art scene, and the birthplace of country music, this is undoubtedly amongst the best places to retire in Tennessee.

[PRO TIP: See homes for sale in Nashville](https://www.felixhomes.com/homes-for-sale/nashville)

### #5 - Oak Hill
Although this area is more expensive than other areas of Tennessee, Oak Hill is attracting more and more retirees. This is far enough outside of Nashville if you're seeking a laid back lifestyle, but just a short drive into the city where you can enjoy tons of shows, plays, concerts, restaurants, and museums.

### #4 - Pigeon Forge / Gatlinburg
Just 40 minutes west of the North Carolina border sits Pigeon Forge. We promise, there is nothing more satisfying than having your morning coffee on your back deck overlooking the natural beauty of the great smoky mountains. No matter the season, the smoky mountains of Tennessee will always be a magnificent sight to see. Pigeon Forge is a small town that is well known for its amazing retirement benefits. The low cost of living, pretty views, and ease of access in and out of larger cities, makes this one of the best places to retire in Tennessee.

### #3 - Franklin
Why is Franklin one of the best places to retire in Tennessee? Franklin is not only a historically rich town, it's also an affluent town. The active downtown surely promises a great culture. With plenty of restaurants to choose from, museums, and a fantastic music culture, Franklin is nothing shy of an amazing place to be. Your life can be as active as you'd like. There are plenty of outdoor activities to choose from. From walking trails, various parks, and several public golf courses, it's no secret why the population is on the rise!

[PRO TIP: See homes for sale in Franklin](https://www.felixhomes.com/homes-for-sale/franklin)

### #2 - Kingston Springs
Kingston Springs is a beautiful town located in Cheatham County just 20 miles southwest of the big city (Downtown Nashville). The population is shy of 6,000 residents. Residents of Kingston Springs love the several outdoor adventures this rural town provides. Between hiking, fishing in the river, golf, or canoeing, you won't be bored here. Kingston Springs is an incredibly safe place to be with a very low crime rate. Better yet, if the outdoor activities do not keep you busy, you can drive 25 minutes to Downtown Nashville and enjoy all this large metropolitan city has to offer. Most homes in Cheatham County are on over an acre of land so Kingston Springs is our pick for retirees who prefer some privacy.

[PRO TIP: See homes for sale in Kingston Springs](https://www.felixhomes.com/homes-for-sale/kingston-springs)

### #1 - Tellico Lake
The Tellico Lake community tops our list as the best place to retire and for good reason. Anywhere along Tellico Lake is nothing shy of a dream. The lake is 33 miles long and provides over 357 miles of beautiful shoreline. Entertainment and recreation activities are endless. Between boating, fishing, golfing, hiking, and walking trails, you'll love spending your life on the lake! Roughly an hour drive to the smoky mountains and half an hour away from Knoxville, Tellico Lake provides the best of both worlds.

## Areas To Avoid
Now that we covered the top 10 best places to retire in Tennessee, what are some places you should avoid?

### Davidson County
While the city of Nashville is located in Davidson County, if you're looking to avoid rising property taxes in your retirement years, we would suggest looking for homes outside of county limits. If you're able to put up with [higher property taxes](https://www.felixhomes.com/blog/davidson-county-real-estate-tax-hike), Davidson County has a lot to offer.

### Dyersburg
Dyersburg is one of the cities we'd recommend you avoid. With a population of roughly 17,000, it's surprising how high the crime rate is compared to the national average. The city has struggled to expand and develop over the years. It's located on the west end of Tennessee, and hours away from vibrant, culturally rich, cities.

### Jackson
70 miles east of Memphis is Jackson Tennessee. Unfortunately, Jackson makes the top 100 most dangerous cities in America list. Much of the city has a household income below the poverty line.

## Looking To Retire In Tennessee?
If you're looking to retire in Tennessee, we're here to help. At [Felix Homes](https://www.felixhomes.com/), we've helped countless clients find their retirement dream home. We understand everyone has their own unique goals and desires for their retirement years.

Some of our clients chose to live in an active retirement community amongst other seniors seeking a social atmosphere full of amenities. Whether they are relaxing in the clubhouse, enjoying a swim at a beautiful pool, or playing golf a few times a week, these communities make for a great place to live.

But many of our clients don't want to adhere to the various restrictions or rules a 55+ community can put in place. We've helped clients find homes deep in the mountains, or right in the heart of a vibrant downtown area. From Chattanooga to Nashville, from a mountainside to a lakeshore, and everything in between, we have you covered.

## About Felix Homes
Felix Homes is a local Nashville based [low commission real estate broker](https://www.felixhomes.com/blog/low-commission-real-estate-agents-nashville). On average, we help our clients save $8,100 when buying or selling a home. How is that even possible? We're glad you asked.

Most real estate agents charge a 3% commission fee to help you sell, [we charge a 1% fee](https://www.felixhomes.com/blog/one-percent-commission-realtor-nashville).

Seniors, in particular, love our rates as they want to keep more money in their pockets given the nature of retirement.

If you need any help or have any questions, we can always be reached at [contact@felixhomes.com](mailto:contact@felixhomes.com) or [615-354-5731](tel:6153545731). Feel free to drop us a line!

More and more retirees are coming to Tennessee to live out their golden years. See our list of the top 10 places they're calling home.

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